Ronald (J) Stone
Goodvibesonlymyco LLC · Ronald Stone - Credit Strategy · SSN ***-**-6337
Alert: Integrity Flag
Three conflicting 2024 1040s with same SSN, same prep date (09/09/2025). Different Purchase-COGS amounts produce different tax liabilities.
| Version | Purchase COGS | Net Income | Tax Owed | Note |
|---|---|---|---|---|
| A | $288,395.17 | $56,660.99 | $13,348 | — |
| B | $264,395.17 | $80,660.99 | $21,435 | — |
| C | $78,395.17 | $266,660.99 | $86,784 | Co-located with loan packet PC-271937. Low-to-IRS / high-to-lender pattern. |
Bank Accounts
CHASE BUSINESS CHECKING
...9201 · Checking
$45,200
TD BANK OPERATING
...3349 · Checking
$12,050
Registered Vehicles
2024 BMW X5 M60i
WBAJV8C59N12345
$92,000
Lien: $81,000
Credit Profile
735
Equifax
+88
758
Experian
+145
748
TransUnion
+101
VERY GOOD AVG 747
Total Debt$703
Utilization10%
Open Accounts3
Payment History100% On-Time
Projected (12mo)770-790 (Excellent) in 12 months
Active Credit Accounts
CAP1/WSI (Capital One)
Limit: $4,000 · Status: Current
$200
5% Utilized
CAPITAL ONE
Limit: $500 · Status: Current
$403
81% Utilized
NORDSTROM/TD BANK
Limit: $2,000 · Status: Current
$100
5% Utilized
Removed Accounts
CREDIT ONE BANK NA
Cleared
J B FINANCIAL
Cleared
EXTRA
Cleared
2024 Tax Context
Gross Sales$725,071.68
Operating Expenses$167,594.53
Other Expenses$19,061.18
Expense Breakdown
advertising$27,135.58
auto lease$12,938.36
office supplies$32,124.79
software$22,489.79
travel$52,865.76
rent$8,319.6
vehicle gas$6,549.28
vehicle rental$9,936.08
toll parking$447.63
repair$842.44
2025 Financials (QBO)
Gross Income$90,885
Total Expenses$0
Net Income$90,885
Alert: $0 Expenses
$0 expenses. Revenue in phantom checking. QBO cancelled.
Recent Transactions
2025-11-04 · Sales Receipt #1017 — Darcy Plourde$45,000
2025-11-06 · Sales Receipt #1018 — Vasken Haitayan$44,500
2025-11-13 · Invoice #1022 — Alex Rodriguez$1,385
Outstanding Requirements
Real 2025 operating bank + credit-card statements (Goodvibesonlymyco)
Decision on 2024 three-version discrepancy (which was filed)
Clean 2023 return copy (current one is image scan)
Entity confirmation: Goodvibesonlymyco LLC (Sch C / 1065?) or Pushing Capital LLC?
Credit Strategy & Action Plan
Pay down Capital One card from 81% to under 30%
Maintain all other cards at current low utilization
Continue perfect payment history
Avoid new credit applications for 6 months